Why Thai Banks Dropped Monthly Income Method: What It Means for Your Retirement Visa

You're on a retirement or marriage visa and your bank suddenly changed the rules. The monthly income method you've been using for years doesn't work anymore. The bank now wants 800,000 baht sitting in the account, and you're frustrated because the visa rules haven't officially changed but your bank's behavior has.

Thai banks shifted strategy because they need cash deposits to leverage for their own speculation and lending. Monthly income verification gave them no capital to work with. Expat visa holders became a funding source, not just account holders, and banks adjusted their requirements to pull in deposits.

How Pim Helps

Pim identifies banks that still accept monthly income for visa purposes, explains which combination methods work now, and helps you move money or restructure your account if your current bank has tightened requirements. You maintain your visa stability without scrambling to find 800,000 baht in a month.